The explosion of electronic data processing and transmittal as a daily part of business has dramatically increased the incidence of identity theft. More than 88 million Americans have had their personal information compromised since February 2005.

Over 30 states have passed laws requiring that businesses notify consumers if their personal information in such businesses’ control has or may have been compromised. Failure to do so can result in severe civil and regulatory penalties, administrative expenses, legal liability and defense costs—and perhaps most costly of all—damage to reputation and loss of customer confidence.
 
Small and mid-sized companies now have an insurance solution specifically designed to address most of these exposures.

Coverage Includes:
Legal liability damages                Crisis expenses

Defense costs                           Notification Costs

Regulatory Action Expense          

Identity theft recovery services for victims such as
education, assistance and credit monitoring

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